The First Niagara internet banking has the same features as most other financial institutions across America. Their site is up and running 24 hours a day so you can access your account information at a place and time of your choosing. The First Niagara online banking also allows you to view all of your account activity both past and present that includes pending transactions.
The check imaging option with the First Niagara electronic banking is a free service of this bank. You can view both the front and the back of each check that has been processed by the bank that is from one of your accounts. You can also choose to print these if you so desire. These checks are made available the next business day after they have been cleared by the First Niagara Bank.
The online banking services also make it possible for you to transfer funds between accounts and pay your bills. The bill paying service can be for one time payments or you can set up a schedule to have certain paid each and every month on a per set date.
They also have daily, weekly or monthly alerts you can setup notifying you about your balances or bills that are coming due.
For those of you that like to watch video demos, First Niagara Bank has one explaining their online banking system available on their website.
You can also check out First Niagara Bank certificate of deposit rates here at First Niagara Bank CD Rates.